8108692157
Mon-Fri 8:00am – 10:00pm


Putting your needs first

ABOUT US

I am your hometown Health and Life Insurance Agent! I have lived here my entire life and community is everything to me.

I have been in the industry for 20 years; 13 years as a licensed health and life agent, primarily focusing on Medicare and Individual healthcare plans. Medicare can be confusing; I will work with you to help find the perfect plan that fits your specific needs. I also help those that are under 65 years old and need individual health insurance.

I am the current President of the Metro Detroit Association of Health Underwriters. I have been to Washington D.C. several times to advocate for senior benefits. I have achieved Elite status with health insurance carriers and with the Federal Health Insurance Marketplace.

Referrals are the lifeblood of my business. I treat my clients with respect and the highest level of integrity.

I look forward to working with you to find that perfect plan!

Product Details

Individual & Family Insurance Coverage (Under age 65)

We offer multiple health coverage options for you and your family. Our licensed professionals can explain all the various plan options that are available to you.

Get an instant quote or more information by using links below.  Or call now.   8108692157

Medicare Insurance (Over age 65)

Medicare Supplement Plans are accepted by over 95% of all doctors/providers in America. Referrals are not required.  Many people love the freedom of choice for your medical provider, predictability of costs, and very low rate increase history with most carriers.

Medicare Advantage Plans are Guaranteed Issue, have No Pre-existing Limitations and usually offer co-pays for Doctor, Hospital and RX costs.  Premiums are often $0 per month.

Get an instant quote or more information by using links below.  Or call now.   8108692157

Life Insurance

Life insurance is about taking care of your loved ones.  It protects your family and lets you leave them a defined, non-taxable cash amount at the time of death.  It can also replace your income, so your family can maintain their quality of life.

Get an instant quote or more information by using links below.  Or call now.   8108692157

Dental / Vision Plans

Dental Coverage include coverage for preventive care, like routine exams, cleanings, and X-rays.  Many plans also include coverage for additional services like fillings, extractions, root canals and crowns.

Vision Plans typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses.

Get an instant quote or more information by using links below.  Or call now.   8108692157

Supplemental Insurance

Critical Illness and Cancer Plans help cover your out of pocket costs for heart attack, cancer, stroke and additional diseases.  Many expenses incurred due to a critical illness are not covered by traditional health insurance plans, such as deductibles, co-pays, experimental treatments, travel, and more.

Get an instant quote or more information by using links below.  Or call now.   8108692157

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Frequently Asked Questions

When is the Annual Election Period
The Annual Election Period is October 15-December 7.

When will I receive my ID cards?
Typically, ID cards arrive 14 days after enrollment.

Will I have to change my doctor?
I will be happy to review your physicians to make sure they are participating providers.

Will my coverage travel with me when I winter out of state?
In most cases, YES! I will review all options with you to make sure you are fully covered while enjoying your winter home.

When is open enrollment for those under the age of 65?
The Marketplace Open Enrollment period is November 1-December 15.

Do you offer plans in Northern Michigan?
Yes, I offer plans to individuals and families across the state of Michigan. I am also licensed in several other states as well.

I only need coverage until my new hire waiting period is over. Do you have a plan that will help me with coverage?
Yes. There are short term health plans that will bridge the gap for you.

Do you offer face to face appointments?
Yes. I also offer Zoom, Teams, Phone, Evening, and Weekend appointments.

Additional Information

How much does an ACA (Obamacare) health plan cost in Flint, MI?
So, how much will an Affordable Care Act health insurance plan cost?  The monthly premium of an Affordable Care Act plan (Obamacare), for an individual or family, depends on several factors.  Some of these factors include:
  •   Where in the U.S. you reside.
  •   The ages of you and your family members who apply.
  •   Which plan you decide upon.
  •   If you are eligible to receive a subsidy.
If you are a U.S. citizen, you likely qualify for health plan coverage through the Affordable Care Act.   For more information, give us a call.
 
How can I get health insurance or Medicare insurance coverage in Flint, MI?
If you need an affordable, individual, family, Medicare Supplement, or Medicare Advantage health insurance plan, we can help.  We serve the Flint, Grand Blanc and Davison regions.
 
In choosing the right health insurance plan for my needs, what are important things to consider?
It does not have to be difficult to select a good health insurance plan.  All you need to know is what factors to consider.  To start, take a look at your family's present medical situation.  Know your family's medical history inside and out.  Consider how frequently you or your family members visit a doctor.  What prescription medications are you taking right now?  Do you or a family member require the services of a certain physician?  In depth knowledge about this type of information will make the process much simpler.

Next, review the deductibles, coinsurance, and maximum out-of-pocket benefits of the health insurance plan options that you are available to you.  These benefits are important because they determine how much you could be on the hook for in medical costs should the unexpected occur.  These benefits can vary greatly from one health insurance plan to another.  So be sure to know and understand them.
Lastly, you will want to consider the health plan monthly premium.  How much you can afford?  With thoughtful consideration of the above items, you can be assured of making a smart health insurance plan choice.
 
Where can I get health insurance near me?
We have licensed health insurance agents that will be happy to help you find the right plan for your needs.  We service the Flint, Grand Blanc and Davison regions.
 
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.  We service the Flint, Grand Blanc and Davison regions.
 
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likey to qualify for an Affordable Care Act (Obamacare) health insurance plan.  Any issues of qualification usually have to do with when you apply.  This is why it is important to apply as soon as possible.
 
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
 
Can you help me save on our small group health insurance coverage
Yes.  Thanks to new health insurance regulations and guidelines, you can likely realize significant savings by reviewing your group health insurance coverage now.
Please give us a call:  8108692157.
 

Companies We Represent

HAP
Priority Health
BCBS
Aetna
Ascension
Humana
Physicians Health Plan
Life Secure
And More!

Get In Touch

Lisa Maxwell, Your hometown Health and Life Agent
Flint, MI 48506
8108692157

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